What We Do

Local and Offshore Investments

Investing is about getting one’s money to generate more, and to protect one’s wealth against the corrosive effects of inflation. We have developed a solid investment philosophy that has served our clients well since the start of the business.

We help our clients build a sustainable wealth over time, for generations to come. Different investment goals may have different investment strategies. Ours is to understand your investment objectives, the time-horizon, the risk and the required return to achieve those objectives. We then structure strategies and solutions that will help you to achieve them.

We utilise the services of reputable and quality asset/portfolio managers with consistent track records.

Retirement Planning

Life in retirement has become extremely expensive and due to the fact that we are also expected to live longer, majority of us will most likely outlive our retirement savings.

One of the common contributors is that in reality, our living expenses and financial responsibilities (children, parents, liabilities etc.) usually last beyond our 50s, which leaves a shorter investment time for retirement. Retirement planning then becomes the least of your priorities depending on your life stage and financial responsibilities.

We help our clients to plan accordingly so that they can retire comfortably and maintain their lifestyles in retirement. We consider various retirement investment vehicles, tax benefits and the liquidity restrictions of those investments vehicles.

  • Corporate Cash solutions - Our partnership with one of the leading corporate banks in South Africa allows us to provide cash management solutions that are flexible and competitive. Whether it is growth or capital protection your business requires, we ensure that our solutions are best suited for you. 
  • Business Assurance Solutions - As a business owner, the financial sustainability of your business is of utmost importance. We take time to understand your business structure, objectives & risks then provide necessary business assurance solution that best suit your business.
  • Keyman policies - An insurance policy taken by the business on the life of an individual who has a significant impact on the future income and profits of the business.
  • Buy and Sell policies - With the buy and sell agreement, the shareholders agree to sell and buy each other’s interest in the business in the event of death or disability. The intention of this assurance policy is to provide financial means to effect the aforementioned agreement.
  • Employee benefits - Whether large or small, employers can offer their employees access to traditional ‘big company’ benefits without the complexities of setting up their own standalone retirement funds or employee benefit structures. Our solutions range from a simple pension fund savings all the way to affordable group life covers.
  • Financial literacy workshops - We offer various workshops covering a wide range of financial well-being topics that empower employees with the knowledge to make right financial decisions.

Risk Planning

Your ability to earn income and provide for your loved ones is of importance and needs to be protected. Understanding and assessing your level of risk of financial loss is an important part of financial planning.

This risk may be posed to you through events such as death, disability and illness. To minimize the impact of these risks, a full needs analysis is conducted to determine whether your objectives are aligned to your current provisions.