TERMS OF USE

Effective Date: 1 January 2026
Website: https://asandegroup.co.za
  1. Acceptance of Terms
By accessing or using the website https://asandegroup.co.za (the Website), you agree to be bound by these Terms of Use, our Privacy Policy, Disclaimer, and all applicable laws of the Republic of South Africa. If you do not agree to these terms, please do not use this Website.
  1. Authorised Financial Services Provider
Asande Wealth Management (Pty) Ltd is an authorised Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS Act), with FSP License Number 50155.
Nothing on this Website constitutes:
  • An offer to provide financial services in any jurisdiction where such offer is unlawful
  • Personalised financial advice tailored to your circumstances
  • A guarantee of investment performance or future returns
All financial advice is subject to our formal engagement process, including a needs analysis and written record of advice.
  1. Use of the Website
Permitted Use: You may use the Website solely for:
  • Obtaining general information about our services
  • Contacting us for enquiries or appointments
  • Accessing publicly available documents (e.g., policies, disclosures)
Prohibited Activities: You agree not to:
  • Use the Website for any unlawful purpose or in violation of any law
  • Attempt to gain unauthorised access to our systems, networks, or data
  • Interfere with the Website’s functionality, security, or performance
  • Use automated scripts, bots, or scrapers to extract content
  • Impersonate any person or entity, or misrepresent your affiliation
  • Upload viruses, malware, or any harmful code
  • Reproduce, distribute, or create derivative works from Website content without prior written consent
  1. Intellectual Property Rights
All content on this Website, including text, graphics, logos, images, software, and compilations, is the property of Asande Group of Companies or its licensors and is protected by South African and international copyright, trademark, and other intellectual property laws.
You may:
  • View and download pages for personal, non-commercial use
  • Print single copies for personal reference
You may not:
  • Republish, sell, rent, or sub-license material from the Website
  • Redistribute content from our Website (except where content is specifically made for redistribution)
  • Use our trademarks or logos without prior written permission
  1. User-Generated Content
If you submit comments, enquiries, or other content to us via the Website:
  • You grant us a non-exclusive, royalty-free licence to use, reproduce, and display such content for business purposes
  • You warrant that you own or have the necessary rights to submit the content
  • You agree not to submit content that is defamatory, obscene, unlawful, or infringes third-party rights
We reserve the right to remove any user-submitted content at our discretion.
  1. Disclaimer of Warranties
The information on this Website is provided as is and as available without warranties of any kind, either express or implied, including but not limited to:
  • Accuracy, completeness, reliability, or timeliness of information
  • Fitness for a particular purpose
  • Non-infringement of third-party rights
We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
  1. Limitation of Liability
To the maximum extent permitted by South African law, Asande Group of Companies and its directors, employees, and agents shall not be liable for:
  • Any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website
  • Loss of data, profits, revenue, business opportunities, or goodwill
  • Any errors, omissions, or delays in the content
  • Any actions taken or decisions made in reliance on Website information
This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.
  1. Indemnification
You agree to indemnify and hold harmless Asande Group of Companies, its subsidiaries, directors, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of:
  • Your use of the Website
  • Your violation of these Terms of Use
  • Your infringement of any third-party rights
  1. Third-Party Links
The Website may contain links to external websites operated by third parties. We:
  • Do not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of third-party sites
  • Encourage you to review the terms and privacy policies of any site you visit
  • Are not liable for any loss or damage resulting from your use of third-party sites
  1. Governing Law and Jurisdiction
These Terms of Use are governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of South Africa.
  1. Amendments
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any amendment constitutes acceptance of the revised terms. We encourage you to review these terms periodically.
  1. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be deemed severed from these Terms, and the remaining provisions shall remain in full force and effect.
  1. Entire Agreement
These Terms of Use, together with our Privacy Policy, Disclaimer, and other policies posted on the Website, constitute the entire agreement between you and Asande Group of Companies regarding your use of the Website and supersede all prior agreements or understandings.
  1. Contact Information
For questions about these Terms of Use, please contact:
Asande Group of Companies 75 George Storrar Drive, Groenkloof, Pretoria, 0181 Email: info@asandegroup.co.za Telephone: 012 942 7900 Website: www.asandegroup.co.za
These Terms of Use apply to all subsidiaries of Asande Group of Companies as listed in our Privacy Policy.
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